iworth use cases
Discover how iWorth helps investors across Nigeria consolidate their portfolios, track performance in real time, and make smarter decisions, whether you're managing stocks, bonds, or real estate.
Unified Portfolio View Across All Providers
Description The flagship use case. A Nigerian investor holding assets across multiple platforms — an NGX broker, Bamboo, Cowrywise, a Zenith fixed deposit, and treasury bills through Stanbic — currently has no single place to see what all of those investments are worth on any given day.
They must log in to four or more separate apps, read figures in different formats, and add the totals up themselves. iWorth solves this by pulling every linked investment into one dashboard with one total value in Naira, updated daily by 8:00 AM.
Links investment accounts via OAuth-based API connections (NGX, Cowrywise, Bamboo, Trove, ARM, Stanbic IBTC, PiggyVest) or adds them manually.
Opens the dashboard each morning to see total portfolio value, daily change (₦ and %), and an asset-class breakdown chart.
Filters and sorts the investment list by asset class, provider, or value.
Daily Valuation Habit & Maturity Alerts
Most Nigerian investors under-monitor their portfolios because checking is a chore — it requires logging in to several apps. The PRD targets a 70% DAU/MAU ratio by turning monitoring into a 20-second daily habit driven by a morning push notification. iWorth runs an automated price refresh before 8:00 AM West Africa Time and sends each user a daily digest with their new total.
Daily portfolio digest by 8:30 AM WAT after the refresh job completes.
Maturity reminders sent 7 days and 1 day before a fixed-term product matures.
Threshold alerts when the portfolio moves by more than a user-set percentage in a single day.
All notifications deep-link directly to the relevant dashboard screen.
Generate a Verified Valuation Certificate for Loans, Mortgages & Partnerships
When an investor needs to prove their financial standing — for a mortgage application, a business loan, a visa, an embassy interview, or a partnership negotiation — there is currently no standardised document showing total investment value across providers. iWorth's valuation certificate is a downloadable PDF showing the user's full name, masked BVN, valuation date, list of investments, total portfolio value in NGN,
Completes Tier 2 KYC (BVN + NIN + government ID + selfie liveness check).
Taps "Generate certificate" and selects the valuation date (today or a historical date).
Downloads the locked, tamper-proof PDF and shares it with the lender, embassy, or partner.
The recipient scans the QR code to independently verify the certificate against iWorth's records.